Medicare Coverage Built Around Your Life.
Medicare Advantage plans combine your Medicare benefits into one plan and may include additional benefits such as dental, vision, hearing, fitness and prescription coverage.
The right plan depends on your doctors, prescriptions, health needs, budget and how you prefer to receive care. Atlas Benefits can help you compare your options with confidence.
Key Benefits of Medicare Advantage Plans
Medicare Advantage plans offer a convenient, all-in-one approach to healthcare coverage with additional benefits beyond Original Medicare.
All-in-One Coverage
Combines hospital (Part A), medical (Part B), and often prescription drug coverage (Part D) into a single, easy-to-manage plan.
Additional Benefits
Many plans include extras like dental, vision, hearing, transportation, and fitness programs not covered by Original Medicare.
Low Monthly Premiums
Some plans offer low or even $0 monthly premiums while you continue paying your Medicare Part B premium.
Financial Protection
Includes an annual maximum out-of-pocket limit, helping protect you from high medical costs.
Coordinated Care
Plans often focus on coordinated care through networks, primary care providers, and connected healthcare services.
Predictable Cost Structure
Many services have set copays, making it easier to understand your costs ahead of time.
Medicare Advantage can be a strong option for people looking for bundled coverage, extra benefits, and built-in cost protection.
COMPARE MEDICARE ADVANTAGE PLANS →Types of Medicare Advantage Plans
Not all Medicare Advantage plans work the same. Understanding the different plan types can help you choose coverage that fits your doctors, health needs, and budget.
HMO Health Maintenance Organization
HMO plans typically require you to use a network of doctors and hospitals. You usually select a primary care physician and may need referrals to see specialists.
PPO Preferred Provider Organization
PPO plans generally offer more flexibility, allowing you to see both in-network and out-of-network providers. Costs are often lower when you stay in network.
D-SNP Dual Eligible Special Needs Plan
D-SNP plans are designed for people who qualify for both Medicare and Medicaid and may include additional support, reduced costs, and coordinated care.
C-SNP Chronic Condition Special Needs Plan
C-SNP plans are designed for people with certain qualifying chronic conditions and may provide specialized care management and targeted benefits.
Choosing the right Medicare Advantage plan depends on your doctors, prescriptions, health needs, budget, and how much flexibility you want in your care.
Medicare Supplement vs. Medicare Advantage
Both can be good options depending on your needs. The key is understanding how they work differently so you can choose coverage that fits your lifestyle, doctors, and budget.
Medigap
Works alongside Original Medicare Parts A & B
Typically no provider networks when seeing doctors who accept Medicare
Generally no specialist referrals
Can provide more predictable out-of-pocket costs
Usually requires a separate Part D plan for prescriptions
Often has higher monthly premiums
Often attractive for people who travel frequently
Part C
Combines Parts A, B, and often Part D
Uses provider networks such as HMO or PPO
Some plans may require specialist referrals
May include additional benefits such as dental, vision, hearing, or fitness
Some plans offer low or $0 additional monthly premiums
Includes an annual maximum out-of-pocket limit
Benefits, networks, and costs can change annually
There's No One-Size-Fits-All Answer.
The right choice depends on your doctors, prescriptions, health needs, budget, travel habits, and how you prefer to receive your care.
COMPARE MY MEDICARE OPTIONS →Find Plans Available in Your Area
Enter your ZIP code to see Medicare Advantage and Supplement plans available near you. We’ll help you compare options and find the best fit for your needs.
No obligation. Your information is kept private and secure.
Plan availability, pricing, and benefits vary by location. That’s why starting with your ZIP code is the best way to see accurate options.
Medicare Advantage plans can have yearly costs
up to $10,000 per year, not including prescriptions. Hospital indemnity plans can help offset those costs by providing cash benefits for hospital stays, cancer, ambulance etc.
We may not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.